Getting your finances in order is important in life and in preparing to buy a home.  Here is a handy tool to help you get a handle on paying off credit card debt. Click on the link to the right.

One of the first things to do if you want to buy a home and you are not paying cash is to get qualified by a lender.  In order to put in an offer, most sellers are going to request a letter of qualification and if you don't have one it may keep your offer on standby allowing for someone else's offer to come in before yours can get accepted.  Also, if you are not paying cash and cannot get qualified you may not be able to purchase the home.  There is no sense in looking if you are not able to purchase yet.  I say yet because the credit often times can be repaired, however, the amount of time it will take to repair will depend on the credit at the present time.

Credit card calculator on this link:

http://www.bankrate.com/free-content/credit-cards/calculators/free-credit-card-payoff-calculator/

Mortgage calculator on this link:

http://www.bankrate.com/calculators/mortgages/loan-calculator.aspx